Bankrate.com
Mortgage RatesToday+/-Last Week
30 Yr Fixed MtgGraph the three month trend6.14% 6.26%
15 Yr Fixed MtgGraph the three month trend5.67% 5.77%
30 Yr JumboGraph the three month trend7.26% 7.36%
1/1 ARMGraph the three month trend6.02% 5.92%
 Friday, September 05 2008 

BUYER

I will provide specialized, individualized, and customized financial information to you, the purchaser, to help you decide whether to purchase commercial or income-producing property.

Do the numbers work?
Does this purchase make economic sense?

As a potential purchaser of income-producing property YOU will receive actual real-time data as it relates to YOUR potential investment. The data required to develop this important information is easy to obtain...
In relation to the property under consideration:

Cost
Financing
Rental Income
Rental Expense
Projected percentage increases of both rental income and expense
Expected/anticipated appreciation of property

Indispensable to this process is your current income tax bracket, or marginal tax rate.

After the above data has been assembled and your future projections evaluated, current technology and professional interpretation of your data is available in hard copy. At this point, YOU, the investor, will see the annual tax effects, debt retirement, cash flow, return on invested capital, and much more for each year for up to TEN years.

At this time the decision to purchase commercial or income-producing property can be evaluated with the data provided. If it is in your economic best interest to invest in commercial or income-producing property, RAY ARENS REAL ESTATE CONSULTING will be very happy to assist you in locating the property that matches your newly established real estate investment criteria.

NEW: Business Broker Services

SELLER

An uninformed seller of commercial or income-producing property risks suffering a severe financial suprise. Even sophisticated investors often receive a major shock when they are informed of their income tax liability AFTER their property has been sold.

A VERY IMPORTANT SERVICE offered by Ray Arens Real Estate Consulting is the calculation of approximate tax effects of the sale of commercial or income-producing property.

Knowing the full income tax ramifications can provide significant economic benefits to YOU, the seller.

For example, understanding the income tax liability that you will sustain upon sale of your property will provide valuable information you need BEFORE the sale of your property. This information will guide your listing price decision as it pertains to achieving your net, bottom-line cash required after the sale. Or, you may find that your income tax liability is such that a section 1031 exchange is in your best interests.

After being provided the tax basis of your commercial or income-producing property, your marginal tax rate, and full prior depreciation taken, I will calculate the overall income tax effect for various sales scenarios. For example, the capital gains tax, the depreciation recapture tax, and state capital gains tax can be calculated.

BE AN INFORMED SELLER RATHER THAN A SURPRISED SELLER

Ray Arens Real Estate Consulting stands ready to assist you in the sale of your property after you know the tax consequences of such a sale. If you decide to sell, I will do everything possible to help you achieve the financial objectives that we have established. If you decide to seek a section 1031 exchange, I will also be happy to assist you in the deferral of your income taxes.